ROCKLAND TRUST COMPANY

ROCKLAND, MA | Regional | Est. Sept. 10, 1907, midnight | FDIC #9712 | RSSD #613008 | FDIC
Latest Report: 2025-12-31

ROCKLAND TRUST COMPANY is arn regional FDIC-insured commercial bank headquartered in ROCKLAND, MA, established in Sept. 10, 1907, midnight. As of 2025-12-31, the bank reported total assets of $24.9B and total deposits of $20.3B. Profitability stands at 1.24% ROA and 8.06% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 14.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.11%. FDIC Certificate #9712.

Assets

$24.9B

Deposits

$20.3B

Loans

$18.5B

Equity

$3.9B

Profitability

Return on Assets (ROA) 1.24%
Return on Equity (ROE) 8.06%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.22%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.45%
Net Charge-Off Ratio 0.29%
Texas Ratio 2.11%
NPA Ratio 0.34%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 14.51%
Tier 1 Capital 14.51%
Total Capital Ratio 15.46%
Leverage Ratio 11.45%
Loan-to-Deposit 91.52%

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