PEOPLESBANK is an FDIC-insured commercial bank headquartered in HOLYOKE, MA, established in March 17, 1885, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $3.6B. Profitability stands at 0.43% ROA and 4.73% ROE, with a net interest margin of 2.59%. CET1 capital ratio: 12.20%, well above regulatory minimums. NPL ratio: 0.63% · Texas Ratio: 5.26%. Operates 20 domestic branches.
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