CORTRUST BANK NATIONAL ASSOCIATION

MITCHELL, SD | Large | Est. Oct. 31, 1930, midnight | FDIC #6063 | RSSD #61355 | OCC
Latest Report: 2025-12-31

CORTRUST BANK NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in MITCHELL, SD, established in Oct. 31, 1930, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.70% ROA and 7.68% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 13.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 6.14%. FDIC Certificate #6063.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.0B

Equity

$137M

Profitability

Return on Assets (ROA) 0.70%
Return on Equity (ROE) 7.68%
Net Interest Margin (NIM) 3.75%
Yield on Assets 5.20%
Cost of Funds 2.87%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.58%
Texas Ratio 6.14%
NPA Ratio 0.61%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 13.33%
Tier 1 Capital 13.33%
Total Capital Ratio 14.47%
Leverage Ratio 10.35%
Loan-to-Deposit 79.30%

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