MONTGOMERY BANK

SIKESTON, MO | Large | Est. Jan. 1, 1934, midnight | FDIC #8255 | RSSD #613558 | FED
Latest Report: 2025-12-31

MONTGOMERY BANK is aln large FDIC-insured commercial bank headquartered in SIKESTON, MO, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.52% ROA and 14.21% ROE, with a net interest margin of 4.73%. The bank's CET1 capital ratio is 10.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 2.50%. FDIC Certificate #8255.

Assets

$1.2B

Deposits

$1.0B

Loans

$1.0B

Equity

$130M

Profitability

Return on Assets (ROA) 1.52%
Return on Equity (ROE) 14.21%
Net Interest Margin (NIM) 4.73%
Yield on Assets 6.16%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.50%
NPA Ratio 0.29%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 10.81%
Tier 1 Capital 10.81%
Total Capital Ratio 11.84%
Leverage Ratio 9.49%
Loan-to-Deposit 98.70%

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