FIRST FEDERAL SAVINGS BANK

EVANSVILLE, IN | Medium | Est. July 1, 1934, midnight | FDIC #29056 | RSSD #613679 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in EVANSVILLE, IN, established in July 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $605M and total deposits of $488M. Profitability stands at 0.57% ROA and 6.61% ROE, with a net interest margin of 3.07%. The bank's CET1 capital ratio is 13.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 2.15%. FDIC Certificate #29056.

Assets

$605M

Deposits

$488M

Loans

$454M

Equity

$54M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 6.61%
Net Interest Margin (NIM) 3.07%
Yield on Assets 5.59%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.15%
NPA Ratio 0.21%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 13.01%
Tier 1 Capital 13.01%
Total Capital Ratio 14.26%
Leverage Ratio 8.96%
Loan-to-Deposit 93.14%

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