FIRST NATIONAL BANK OF KANSAS

BURLINGTON, KS | Micro | Est. Jan. 14, 1902, midnight | FDIC #4794 | RSSD #614256 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF KANSAS is amn micro FDIC-insured commercial bank headquartered in BURLINGTON, KS, established in Jan. 14, 1902, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $84M. Profitability stands at 0.37% ROA and 8.99% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 17.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 1.17%. FDIC Certificate #4794.

Assets

$98M

Deposits

$84M

Loans

$42M

Equity

$4M

Profitability

Return on Assets (ROA) 0.37%
Return on Equity (ROE) 8.99%
Net Interest Margin (NIM) 2.92%
Yield on Assets 4.65%
Cost of Funds 1.98%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.17%
NPA Ratio 0.05%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 17.29%
Tier 1 Capital 17.29%
Total Capital Ratio 18.25%
Leverage Ratio 9.36%
Loan-to-Deposit 49.81%

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