BanksFIRST NATIONAL BANK OF KANSAS

FIRST NATIONAL BANK OF KANSAS

BURLINGTON, KSMicroEst. Jan. 14, 1902, midnightFDIC #4794RSSD #614256OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF KANSAS is an FDIC-insured commercial bank headquartered in BURLINGTON, KS, established in Jan. 14, 1902, midnight. As of 2025-12-31, the bank reported total assets of $98M and total deposits of $84M. Profitability stands at 0.37% ROA and 8.99% ROE, with a net interest margin of 2.92%. CET1 capital ratio: 17.29%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 1.17%. Operates 3 domestic branches.

Assets
$98M
Deposits
$84M
Loans
$42M
Equity
$4M

Profitability

Return on Assets (ROA)0.37%
Return on Equity (ROE)8.99%
Net Interest Margin2.92%
Yield on Assets4.65%
Cost of Funds1.68%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio0.00%
Texas Ratio1.17%
NPA Ratio0.05%
ACL / Loans1.20%

Capital & Liquidity

CET1 Ratio17.29%
Tier 1 Capital17.29%
Total Capital Ratio18.25%
Leverage Ratio9.36%
Loan-to-Deposit49.81%

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