FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD DBA FIRST BANK TEXAS

WEATHERFORD, TX | Medium | Est. May 15, 1880, midnight | FDIC #5575 | RSSD #614368 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD DBA FIRST BANK TEXAS is amn medium FDIC-insured commercial bank headquartered in WEATHERFORD, TX, established in May 15, 1880, midnight. As of 2025-12-31, the bank reported total assets of $979M and total deposits of $883M. Profitability stands at 0.45% ROA and 4.62% ROE, with a net interest margin of 4.29%. The bank's CET1 capital ratio is 9.58%. Asset quality metrics show a non-performing loan ratio of 5.49% and a Texas Ratio of 30.46%. FDIC Certificate #5575.

Assets

$979M

Deposits

$883M

Loans

$557M

Equity

$94M

Profitability

Return on Assets (ROA) 0.45%
Return on Equity (ROE) 4.62%
Net Interest Margin (NIM) 4.29%
Yield on Assets 6.03%
Cost of Funds 1.78%

Asset Quality

NPL Ratio 5.49%
Net Charge-Off Ratio 0.38%
Texas Ratio 30.46%
NPA Ratio 3.17%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 9.58%
Tier 1 Capital 9.58%
Total Capital Ratio 10.06%
Leverage Ratio 10.02%
Loan-to-Deposit 63.10%

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