MANHATTAN BANK

MANHATTAN, MT | Small | Est. Oct. 5, 1905, midnight | FDIC #11823 | RSSD #614751 | FDIC
Latest Report: 2025-12-31

MANHATTAN BANK is asn small FDIC-insured commercial bank headquartered in MANHATTAN, MT, established in Oct. 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $275M and total deposits of $240M. Profitability stands at 1.51% ROA and 18.06% ROE, with a net interest margin of 4.03%. The bank's CET1 capital ratio is 16.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.08%. FDIC Certificate #11823.

Assets

$275M

Deposits

$240M

Loans

$168M

Equity

$23M

Profitability

Return on Assets (ROA) 1.51%
Return on Equity (ROE) 18.06%
Net Interest Margin (NIM) 4.03%
Yield on Assets 5.59%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 2.05%

Capital & Liquidity

CET1 Ratio 16.45%
Tier 1 Capital 16.45%
Total Capital Ratio 17.71%
Leverage Ratio 10.05%
Loan-to-Deposit 69.97%

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