BanksCENTRAL SAVINGS, F.S.B.

CENTRAL SAVINGS, F.S.B.

CHICAGO, ILSmallEst. Jan. 1, 1893, midnightFDIC #27910RSSD #615879OCC
Latest · 2025-12-31

CENTRAL SAVINGS, F.S.B. is an FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $126M and total deposits of $94M. Profitability stands at -0.70% ROA and -3.04% ROE, with a net interest margin of 4.09%. CET1 capital ratio: 33.84%, well above regulatory minimums. NPL ratio: 0.61% · Texas Ratio: 1.91%. Operates 2 domestic branches.

Assets
$126M
Deposits
$94M
Loans
$97M
Equity
$29M

Profitability

Return on Assets (ROA)-0.70%
Return on Equity (ROE)-3.04%
Net Interest Margin4.09%
Yield on Assets6.60%
Cost of Funds3.07%

Asset Quality

NPL Ratio0.61%
Net Charge-Off Ratio0.00%
Texas Ratio1.91%
NPA Ratio0.47%
ACL / Loans1.50%

Capital & Liquidity

CET1 Ratio33.84%
Tier 1 Capital33.84%
Total Capital Ratio35.10%
Leverage Ratio22.46%
Loan-to-Deposit102.54%

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