TRAILWEST BANK

LOLO, MT | Large | Est. May 17, 1982, midnight | FDIC #23806 | RSSD #615954 | FDIC
Latest Report: 2025-12-31

TRAILWEST BANK is aln large FDIC-insured commercial bank headquartered in LOLO, MT, established in May 17, 1982, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $812M. Profitability stands at 2.17% ROA and 25.58% ROE, with a net interest margin of 4.49%. The bank's CET1 capital ratio is 10.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.26%. FDIC Certificate #23806.

Assets

$1.1B

Deposits

$812M

Loans

$875M

Equity

$89M

Profitability

Return on Assets (ROA) 2.17%
Return on Equity (ROE) 25.58%
Net Interest Margin (NIM) 4.49%
Yield on Assets 6.40%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.03%
Texas Ratio 1.26%
NPA Ratio 0.12%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 10.56%
Tier 1 Capital 10.56%
Total Capital Ratio 11.82%
Leverage Ratio 8.64%
Loan-to-Deposit 107.78%

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