SOUTH LOUISIANA BANK

HOUMA, LA | Medium | Est. June 30, 1980, midnight | FDIC #23144 | RSSD #616036 | FDIC
Latest Report: 2025-12-31

SOUTH LOUISIANA BANK is amn medium FDIC-insured commercial bank headquartered in HOUMA, LA, established in June 30, 1980, midnight. As of 2025-12-31, the bank reported total assets of $657M and total deposits of $550M. Profitability stands at 1.65% ROA and 11.06% ROE, with a net interest margin of 4.80%. The bank's CET1 capital ratio is 14.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 0.92%. FDIC Certificate #23144.

Assets

$657M

Deposits

$550M

Loans

$372M

Equity

$97M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 11.06%
Net Interest Margin (NIM) 4.80%
Yield on Assets 6.27%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio -0.10%
Texas Ratio 0.92%
NPA Ratio 0.16%
ACL / Loans 3.97%

Capital & Liquidity

CET1 Ratio 14.55%
Tier 1 Capital 14.55%
Total Capital Ratio 15.28%
Leverage Ratio 14.59%
Loan-to-Deposit 67.66%

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