BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION

PARIS, KY | Micro | Est. Jan. 1, 1914, midnight | FDIC #31090 | RSSD #617079 | OCC
Latest Report: 2025-12-31

BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in PARIS, KY, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $40M. Profitability stands at 0.24% ROA and 1.48% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 25.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #31090.

Assets

$57M

Deposits

$40M

Loans

$41M

Equity

$9M

Profitability

Return on Assets (ROA) 0.24%
Return on Equity (ROE) 1.48%
Net Interest Margin (NIM) 2.80%
Yield on Assets 5.33%
Cost of Funds 2.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 25.77%
Tier 1 Capital 25.77%
Total Capital Ratio 27.00%
Leverage Ratio 16.12%
Loan-to-Deposit 103.44%

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