BanksBLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION

BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION

PARIS, KYMicroEst. Jan. 1, 1914, midnightFDIC #31090RSSD #617079OCC
Latest · 2025-12-31

BLUE GRASS FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in PARIS, KY, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $57M and total deposits of $40M. Profitability stands at 0.24% ROA and 1.48% ROE, with a net interest margin of 2.80%. CET1 capital ratio: 25.77%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.02%. Operates 1 domestic branch.

Assets
$57M
Deposits
$40M
Loans
$41M
Equity
$9M

Profitability

Return on Assets (ROA)0.24%
Return on Equity (ROE)1.48%
Net Interest Margin2.80%
Yield on Assets5.33%
Cost of Funds2.81%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.02%
Texas Ratio0.02%
NPA Ratio0.00%
ACL / Loans0.97%

Capital & Liquidity

CET1 Ratio25.77%
Tier 1 Capital25.77%
Total Capital Ratio27.00%
Leverage Ratio16.12%
Loan-to-Deposit103.44%

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