CITIZENS BANK, THE is asn small FDIC-insured commercial bank headquartered in HICKMAN, KY, established in Jan. 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $221M and total deposits of $194M. Profitability stands at 1.75% ROA and 15.85% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 10.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.25%. FDIC Certificate #9306.
Assets
$221M
Deposits
$194M
Loans
$160M
Equity
$25M
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