FIRST NATIONAL BANK OF MOUNT DORA, THE

MOUNT DORA, FL | Small | Est. Sept. 1, 1925, midnight | FDIC #3579 | RSSD #61832 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF MOUNT DORA, THE is asn small FDIC-insured commercial bank headquartered in MOUNT DORA, FL, established in Sept. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $362M and total deposits of $322M. Profitability stands at 0.44% ROA and 4.45% ROE, with a net interest margin of 3.06%. The bank's CET1 capital ratio is 10.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 1.88%. FDIC Certificate #3579.

Assets

$362M

Deposits

$322M

Loans

$134M

Equity

$37M

Profitability

Return on Assets (ROA) 0.44%
Return on Equity (ROE) 4.45%
Net Interest Margin (NIM) 3.06%
Yield on Assets 4.30%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio -0.04%
Texas Ratio 1.88%
NPA Ratio 0.20%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 10.18%
Tier 1 Capital 10.18%
Total Capital Ratio 10.69%
Leverage Ratio 11.72%
Loan-to-Deposit 41.71%

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