FAIRVIEW SAVINGS AND LOAN ASSOCIATION

FAIRVIEW, OK | Micro | Est. Jan. 1, 1901, midnight | FDIC #28652 | RSSD #618777 | OCC
Latest Report: 2025-12-31

FAIRVIEW SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in FAIRVIEW, OK, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $48M. Profitability stands at 0.15% ROA and 0.71% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 21.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.39%. FDIC Certificate #28652.

Assets

$61M

Deposits

$48M

Loans

$45M

Equity

$13M

Profitability

Return on Assets (ROA) 0.15%
Return on Equity (ROE) 0.71%
Net Interest Margin (NIM) 4.54%
Yield on Assets 6.07%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.39%
NPA Ratio 0.09%
ACL / Loans 0.53%

Capital & Liquidity

CET1 Ratio 21.44%
Tier 1 Capital 21.44%
Total Capital Ratio 22.51%
Leverage Ratio 21.53%
Loan-to-Deposit 95.73%

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