AVIDIA BANK

HUDSON, MA | Large | Est. Feb. 26, 1869, midnight | FDIC #90215 | RSSD #619701 | FDIC
Latest Report: 2025-12-31

AVIDIA BANK is aln large FDIC-insured commercial bank headquartered in HUDSON, MA, established in Feb. 26, 1869, midnight. As of 2025-12-31, the bank reported total assets of $2.8B and total deposits of $2.2B. Profitability stands at 0.84% ROA and 7.31% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 14.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 5.81%. FDIC Certificate #90215.

Assets

$2.8B

Deposits

$2.2B

Loans

$2.3B

Equity

$326M

Profitability

Return on Assets (ROA) 0.84%
Return on Equity (ROE) 7.31%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.23%
Cost of Funds 2.88%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio 0.93%
Texas Ratio 5.81%
NPA Ratio 0.71%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 14.82%
Tier 1 Capital 14.82%
Total Capital Ratio 15.85%
Leverage Ratio 11.90%
Loan-to-Deposit 104.13%

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