BUENA VISTA NATIONAL BANK

CHESTER, IL | Small | Est. Jan. 1, 1905, midnight | FDIC #10844 | RSSD #621441 | OCC
Latest Report: 2025-12-31

BUENA VISTA NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in CHESTER, IL, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $324M and total deposits of $275M. Profitability stands at 0.87% ROA and 7.80% ROE, with a net interest margin of 4.54%. The bank's CET1 capital ratio is 15.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 1.70%. FDIC Certificate #10844.

Assets

$324M

Deposits

$275M

Loans

$212M

Equity

$35M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 7.80%
Net Interest Margin (NIM) 4.54%
Yield on Assets 6.03%
Cost of Funds 1.56%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.70%
NPA Ratio 0.20%
ACL / Loans 1.49%

Capital & Liquidity

CET1 Ratio 15.21%
Tier 1 Capital 15.21%
Total Capital Ratio 16.46%
Leverage Ratio 10.94%
Loan-to-Deposit 77.17%

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