COMMUNITY FIRST BANK

ROSHOLT, WI | Small | Est. Jan. 1, 1904, midnight | FDIC #12512 | RSSD #62147 | FDIC
Latest Report: 2025-12-31

COMMUNITY FIRST BANK is asn small FDIC-insured commercial bank headquartered in ROSHOLT, WI, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $106M and total deposits of $88M. Profitability stands at 1.12% ROA and 14.25% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 7.86%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #12512.

Assets

$106M

Deposits

$88M

Loans

$64M

Equity

$9M

Profitability

Return on Assets (ROA) 1.12%
Return on Equity (ROE) 14.25%
Net Interest Margin (NIM) 4.44%
Yield on Assets 5.48%
Cost of Funds 1.59%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 7.86%
Tier 1 Capital 7.86%
Total Capital Ratio 8.25%
Leverage Ratio 10.43%
Loan-to-Deposit 72.07%

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