FIRST NATIONAL BANK OF JEANERETTE, THE

JEANERETTE, LA | Medium | Est. June 5, 1905, midnight | FDIC #4290 | RSSD #622037 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF JEANERETTE, THE is amn medium FDIC-insured commercial bank headquartered in JEANERETTE, LA, established in June 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $631M and total deposits of $570M. Profitability stands at 2.31% ROA and 24.85% ROE, with a net interest margin of 5.19%. The bank's CET1 capital ratio is 12.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 4.93%. FDIC Certificate #4290.

Assets

$631M

Deposits

$570M

Loans

$501M

Equity

$58M

Profitability

Return on Assets (ROA) 2.31%
Return on Equity (ROE) 24.85%
Net Interest Margin (NIM) 5.19%
Yield on Assets 7.07%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.93%
NPA Ratio 0.51%
ACL / Loans 1.56%

Capital & Liquidity

CET1 Ratio 12.14%
Tier 1 Capital 12.14%
Total Capital Ratio 13.40%
Leverage Ratio 9.60%
Loan-to-Deposit 87.88%

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