CLAY CITY BANKING CO., THE is asn small FDIC-insured commercial bank headquartered in CLAY CITY, IL, established in July 5, 1892, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $227M. Profitability stands at 1.04% ROA and 11.63% ROE, with a net interest margin of 3.99%. The bank's CET1 capital ratio is 14.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 5.42%. FDIC Certificate #10845.
Assets
$251M
Deposits
$227M
Loans
$164M
Equity
$22M
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