FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK

NEWARK, OH | Small | Est. Aug. 1, 1934, midnight | FDIC #29090 | RSSD #623874 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF NEWARK is asn small FDIC-insured commercial bank headquartered in NEWARK, OH, established in Aug. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $295M and total deposits of $255M. Profitability stands at 0.47% ROA and 3.57% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 12.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 5.40%. FDIC Certificate #29090.

Assets

$295M

Deposits

$255M

Loans

$214M

Equity

$39M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 3.57%
Net Interest Margin (NIM) 3.13%
Yield on Assets 5.74%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 1.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.40%
NPA Ratio 0.74%
ACL / Loans 0.66%

Capital & Liquidity

CET1 Ratio 12.94%
Tier 1 Capital 12.94%
Total Capital Ratio 13.59%
Leverage Ratio 13.81%
Loan-to-Deposit 83.98%

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