FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENE COUNTY

WAYNESBURG, PA | Large | Est. Jan. 1, 1924, midnight | FDIC #28706 | RSSD #624778 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENE COUNTY is aln large FDIC-insured commercial bank headquartered in WAYNESBURG, PA, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $853M. Profitability stands at 0.23% ROA and 1.53% ROE, with a net interest margin of 2.78%. The bank's CET1 capital ratio is 32.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 3.35%. FDIC Certificate #28706.

Assets

$1.0B

Deposits

$853M

Loans

$703M

Equity

$153M

Profitability

Return on Assets (ROA) 0.23%
Return on Equity (ROE) 1.53%
Net Interest Margin (NIM) 2.78%
Yield on Assets 4.29%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio 0.00%
Texas Ratio 3.35%
NPA Ratio 0.51%
ACL / Loans 0.26%

Capital & Liquidity

CET1 Ratio 32.09%
Tier 1 Capital 32.09%
Total Capital Ratio 32.48%
Leverage Ratio 15.70%
Loan-to-Deposit 82.42%

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