BanksFIRST SECURITY BANK OF ROUNDUP

FIRST SECURITY BANK OF ROUNDUP

ROUNDUP, MTMicroEst. Sept. 3, 1971, midnightFDIC #20479RSSD #625056FDIC
Latest · 2025-12-31

FIRST SECURITY BANK OF ROUNDUP is an FDIC-insured commercial bank headquartered in ROUNDUP, MT, established in Sept. 3, 1971, midnight. As of 2025-12-31, the bank reported total assets of $93M and total deposits of $81M. Profitability stands at 2.26% ROA and 17.26% ROE, with a net interest margin of 4.59%. CET1 capital ratio: 28.14%, well above regulatory minimums. NPL ratio: 5.36% · Texas Ratio: 11.68%. Operates 1 domestic branch.

Assets
$93M
Deposits
$81M
Loans
$27M
Equity
$12M

Profitability

Return on Assets (ROA)2.26%
Return on Equity (ROE)17.26%
Net Interest Margin4.59%
Yield on Assets4.92%
Cost of Funds0.35%

Asset Quality

NPL Ratio5.36%
Net Charge-Off Ratio-0.04%
Texas Ratio11.68%
NPA Ratio1.57%
ACL / Loans2.36%

Capital & Liquidity

CET1 Ratio28.14%
Tier 1 Capital28.14%
Total Capital Ratio28.40%
Leverage Ratio13.31%
Loan-to-Deposit33.71%

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