CITIZENS STATE BANK is asn small FDIC-insured commercial bank headquartered in WOODVILLE, TX, established in May 8, 1920, midnight. As of 2025-12-31, the bank reported total assets of $463M and total deposits of $401M. Profitability stands at 0.52% ROA and 4.42% ROE, with a net interest margin of 4.55%. The bank's CET1 capital ratio is 16.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.95%. FDIC Certificate #12303.
Assets
$463M
Deposits
$401M
Loans
$351M
Equity
$58M
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