BANK OF VERSAILLES

VERSAILLES, MO | Small | Est. Jan. 1, 1882, midnight | FDIC #1086 | RSSD #625850 | FED
Latest Report: 2025-12-31

BANK OF VERSAILLES is asn small FDIC-insured commercial bank headquartered in VERSAILLES, MO, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $352M and total deposits of $268M. Profitability stands at 1.61% ROA and 11.24% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 14.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1086.

Assets

$352M

Deposits

$268M

Loans

$315M

Equity

$50M

Profitability

Return on Assets (ROA) 1.61%
Return on Equity (ROE) 11.24%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.64%
Cost of Funds 1.78%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 14.35%
Tier 1 Capital 14.35%
Total Capital Ratio 15.06%
Leverage Ratio 14.47%
Loan-to-Deposit 117.28%

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