BANK OF WINNFIELD & TRUST COMPANY

WINNFIELD, LA | Small | Est. Jan. 1, 1901, midnight | FDIC #9323 | RSSD #625953 | FDIC
Latest Report: 2025-12-31

BANK OF WINNFIELD & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in WINNFIELD, LA, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $155M and total deposits of $136M. Profitability stands at 1.04% ROA and 9.44% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 31.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.08%. FDIC Certificate #9323.

Assets

$155M

Deposits

$136M

Loans

$54M

Equity

$17M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 9.44%
Net Interest Margin (NIM) 3.71%
Yield on Assets 4.42%
Cost of Funds 0.75%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.07%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 31.04%
Tier 1 Capital 31.04%
Total Capital Ratio 32.08%
Leverage Ratio 14.29%
Loan-to-Deposit 39.49%

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