IVES BANK

DANBURY, CT | Large | Est. June 26, 1849, midnight | FDIC #15912 | RSSD #626101 | FDIC
Latest Report: 2025-12-31

IVES BANK is aln large FDIC-insured commercial bank headquartered in DANBURY, CT, established in June 26, 1849, midnight. As of 2025-12-31, the bank reported total assets of $1.7B and total deposits of $1.4B. Profitability stands at 1.13% ROA and 8.57% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 13.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.44% and a Texas Ratio of 8.40%. FDIC Certificate #15912.

Assets

$1.7B

Deposits

$1.4B

Loans

$1.4B

Equity

$223M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 8.57%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.63%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 1.44%
Net Charge-Off Ratio -0.04%
Texas Ratio 8.40%
NPA Ratio 1.20%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 13.05%
Tier 1 Capital 13.05%
Total Capital Ratio 13.70%
Leverage Ratio 13.61%
Loan-to-Deposit 103.58%

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