CAPE ANN SAVINGS BANK

GLOUCESTER, MA | Large | Est. April 15, 1846, midnight | FDIC #90203 | RSSD #627108 | FDIC
Latest Report: 2025-12-31

CAPE ANN SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in GLOUCESTER, MA, established in April 15, 1846, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $783M. Profitability stands at 0.31% ROA and 1.54% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 27.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.54% and a Texas Ratio of 1.82%. FDIC Certificate #90203.

Assets

$1.0B

Deposits

$783M

Loans

$726M

Equity

$209M

Profitability

Return on Assets (ROA) 0.31%
Return on Equity (ROE) 1.54%
Net Interest Margin (NIM) 2.72%
Yield on Assets 4.66%
Cost of Funds 2.31%

Asset Quality

NPL Ratio 0.54%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.82%
NPA Ratio 0.38%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 27.16%
Tier 1 Capital 27.16%
Total Capital Ratio 27.98%
Leverage Ratio 20.46%
Loan-to-Deposit 92.79%

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