FIRST NATIONAL BANK OF BANGOR, THE

BANGOR, WI | Small | Est. July 1, 1903, midnight | FDIC #5337 | RSSD #627854 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF BANGOR, THE is asn small FDIC-insured commercial bank headquartered in BANGOR, WI, established in July 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $382M and total deposits of $250M. Profitability stands at 2.72% ROA and 9.53% ROE, with a net interest margin of 5.29%. The bank's CET1 capital ratio is 28.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 1.86%. FDIC Certificate #5337.

Assets

$382M

Deposits

$250M

Loans

$317M

Equity

$108M

Profitability

Return on Assets (ROA) 2.72%
Return on Equity (ROE) 9.53%
Net Interest Margin (NIM) 5.29%
Yield on Assets 6.92%
Cost of Funds 2.11%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio --
Texas Ratio 1.86%
NPA Ratio 0.54%
ACL / Loans 0.65%

Capital & Liquidity

CET1 Ratio 28.25%
Tier 1 Capital 28.25%
Total Capital Ratio 29.66%
Leverage Ratio 29.71%
Loan-to-Deposit 126.83%

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