BANK OF HAZLEHURST

HAZLEHURST, GA | Small | Est. Jan. 1, 1906, midnight | FDIC #149 | RSSD #628039 | FDIC
Latest Report: 2025-12-31

BANK OF HAZLEHURST is asn small FDIC-insured commercial bank headquartered in HAZLEHURST, GA, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $144M and total deposits of $127M. Profitability stands at 2.26% ROA and 20.64% ROE, with a net interest margin of 4.96%. The bank's CET1 capital ratio is 31.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.16% and a Texas Ratio of 3.40%. FDIC Certificate #149.

Assets

$144M

Deposits

$127M

Loans

$54M

Equity

$16M

Profitability

Return on Assets (ROA) 2.26%
Return on Equity (ROE) 20.64%
Net Interest Margin (NIM) 4.96%
Yield on Assets 5.33%
Cost of Funds 0.38%

Asset Quality

NPL Ratio 1.16%
Net Charge-Off Ratio -0.29%
Texas Ratio 3.40%
NPA Ratio 0.44%
ACL / Loans 3.97%

Capital & Liquidity

CET1 Ratio 31.65%
Tier 1 Capital 31.65%
Total Capital Ratio 32.92%
Leverage Ratio 14.23%
Loan-to-Deposit 42.57%

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