WINNSBORO STATE BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in WINNSBORO, LA, established in Sept. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $397M and total deposits of $341M. Profitability stands at 1.17% ROA and 10.56% ROE, with a net interest margin of 4.78%. The bank's CET1 capital ratio is 14.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 4.34%. FDIC Certificate #10533.
Assets
$397M
Deposits
$341M
Loans
$309M
Equity
$43M
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