FARMERS AND MERCHANTS BANK, THE

FARMERS AND MERCHANTS BANK, THE is asn small FDIC-insured commercial bank headquartered in BOSWELL, IN, established in April 23, 1903, midnight. As of 2025-12-31, the bank reported total assets of $210M and total deposits of $184M. Profitability stands at 0.60% ROA and 7.34% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 12.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1843.