BanksUNITED SECURITY BANK

UNITED SECURITY BANK

FULTON, MOMicroEst. Jan. 25, 1930, midnightFDIC #1427RSSD #630340FDIC
Latest · 2025-12-31

UNITED SECURITY BANK is an FDIC-insured commercial bank headquartered in FULTON, MO, established in Jan. 25, 1930, midnight. As of 2025-12-31, the bank reported total assets of $99M and total deposits of $81M. Profitability stands at 0.86% ROA and 7.57% ROE, with a net interest margin of 4.10%. CET1 capital ratio: 11.39%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$99M
Deposits
$81M
Loans
$75M
Equity
$11M

Profitability

Return on Assets (ROA)0.86%
Return on Equity (ROE)7.57%
Net Interest Margin4.10%
Yield on Assets6.27%
Cost of Funds2.27%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.07%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.37%

Capital & Liquidity

CET1 Ratio11.39%
Tier 1 Capital11.39%
Total Capital Ratio11.96%
Leverage Ratio12.63%
Loan-to-Deposit92.67%

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