DOLORES STATE BANK, THE

DOLORES, CO | Small | Est. Jan. 5, 1959, midnight | FDIC #17959 | RSSD #63050 | FDIC
Latest Report: 2025-12-31

DOLORES STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in DOLORES, CO, established in Jan. 5, 1959, midnight. As of 2025-12-31, the bank reported total assets of $448M and total deposits of $353M. Profitability stands at 2.19% ROA and 15.39% ROE, with a net interest margin of 4.62%. The bank's CET1 capital ratio is 20.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.11% and a Texas Ratio of 5.23%. FDIC Certificate #17959.

Assets

$448M

Deposits

$353M

Loans

$320M

Equity

$64M

Profitability

Return on Assets (ROA) 2.19%
Return on Equity (ROE) 15.39%
Net Interest Margin (NIM) 4.62%
Yield on Assets 5.98%
Cost of Funds 1.48%

Asset Quality

NPL Ratio 1.11%
Net Charge-Off Ratio 0.02%
Texas Ratio 5.23%
NPA Ratio 0.79%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 20.46%
Tier 1 Capital 20.46%
Total Capital Ratio 21.64%
Leverage Ratio 14.80%
Loan-to-Deposit 90.63%

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