AMERICAN BANK

BOZEMAN, MT | Medium | Est. July 27, 1970, midnight | FDIC #20311 | RSSD #630555 | FDIC
Latest Report: 2025-12-31

AMERICAN BANK is amn medium FDIC-insured commercial bank headquartered in BOZEMAN, MT, established in July 27, 1970, midnight. As of 2025-12-31, the bank reported total assets of $629M and total deposits of $564M. Profitability stands at 1.98% ROA and 21.92% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 15.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #20311.

Assets

$629M

Deposits

$564M

Loans

$392M

Equity

$58M

Profitability

Return on Assets (ROA) 1.98%
Return on Equity (ROE) 21.92%
Net Interest Margin (NIM) 4.37%
Yield on Assets 5.93%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.01%
NPA Ratio 0.00%
ACL / Loans 1.69%

Capital & Liquidity

CET1 Ratio 15.35%
Tier 1 Capital 15.35%
Total Capital Ratio 16.60%
Leverage Ratio 10.33%
Loan-to-Deposit 69.58%

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