PROVIDENT SAVINGS BANK, F.S.B.

RIVERSIDE, CA | Large | Est. July 2, 1956, midnight | FDIC #30879 | RSSD #631570 | OCC
Latest Report: 2025-12-31

PROVIDENT SAVINGS BANK, F.S.B. is aln large FDIC-insured commercial bank headquartered in RIVERSIDE, CA, established in July 2, 1956, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $884M. Profitability stands at 0.54% ROA and 5.65% ROE, with a net interest margin of 3.21%. The bank's CET1 capital ratio is 18.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.81%. FDIC Certificate #30879.

Assets

$1.2B

Deposits

$884M

Loans

$1.0B

Equity

$119M

Profitability

Return on Assets (ROA) 0.54%
Return on Equity (ROE) 5.65%
Net Interest Margin (NIM) 3.21%
Yield on Assets 4.99%
Cost of Funds 2.55%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio --
Texas Ratio 0.81%
NPA Ratio 0.08%
ACL / Loans 0.54%

Capital & Liquidity

CET1 Ratio 18.67%
Tier 1 Capital 18.67%
Total Capital Ratio 19.56%
Leverage Ratio 9.79%
Loan-to-Deposit 117.98%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required