CAYUGA LAKE NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in UNION SPRINGS, NY, established in Jan. 1, 1864, midnight. As of 2025-12-31, the bank reported total assets of $288M and total deposits of $264M. Profitability stands at 0.50% ROA and 6.55% ROE, with a net interest margin of 3.15%. The bank's CET1 capital ratio is 17.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.17% and a Texas Ratio of 16.20%. FDIC Certificate #6954.
Assets
$288M
Deposits
$264M
Loans
$176M
Equity
$21M
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