NEWFIELD NATIONAL BANK

NEWFIELD, NJ | Medium | Est. Jan. 1, 1934, midnight | FDIC #14646 | RSSD #632410 | OCC
Latest Report: 2025-12-31

NEWFIELD NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in NEWFIELD, NJ, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $891M and total deposits of $807M. Profitability stands at 0.95% ROA and 13.22% ROE, with a net interest margin of 3.47%. The bank's CET1 capital ratio is 18.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.14%. FDIC Certificate #14646.

Assets

$891M

Deposits

$807M

Loans

$459M

Equity

$67M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 13.22%
Net Interest Margin (NIM) 3.47%
Yield on Assets 4.51%
Cost of Funds 1.03%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.14%
NPA Ratio 0.01%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 18.93%
Tier 1 Capital 18.93%
Total Capital Ratio 20.18%
Leverage Ratio 9.80%
Loan-to-Deposit 56.94%

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