GREENFIELD SAVINGS BANK

GREENFIELD, MA | Large | Est. March 19, 1869, midnight | FDIC #90206 | RSSD #632607 | FDIC
Latest Report: 2025-12-31

GREENFIELD SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in GREENFIELD, MA, established in March 19, 1869, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.1B. Profitability stands at 0.47% ROA and 5.00% ROE, with a net interest margin of 3.08%. The bank's CET1 capital ratio is 15.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 2.97%. FDIC Certificate #90206.

Assets

$1.5B

Deposits

$1.1B

Loans

$1.2B

Equity

$138M

Profitability

Return on Assets (ROA) 0.47%
Return on Equity (ROE) 5.00%
Net Interest Margin (NIM) 3.08%
Yield on Assets 5.12%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.97%
NPA Ratio 0.30%
ACL / Loans 0.77%

Capital & Liquidity

CET1 Ratio 15.61%
Tier 1 Capital 15.61%
Total Capital Ratio 16.62%
Leverage Ratio 10.27%
Loan-to-Deposit 104.40%

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