FRONTIER STATE BANK

OKLAHOMA CITY, OK | Medium | Est. April 14, 1975, midnight | FDIC #21978 | RSSD #632858 | FDIC
Latest Report: 2025-12-31

FRONTIER STATE BANK is amn medium FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in April 14, 1975, midnight. As of 2025-12-31, the bank reported total assets of $588M and total deposits of $466M. Profitability stands at 1.89% ROA and 16.31% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 11.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.46%. FDIC Certificate #21978.

Assets

$588M

Deposits

$466M

Loans

$464M

Equity

$68M

Profitability

Return on Assets (ROA) 1.89%
Return on Equity (ROE) 16.31%
Net Interest Margin (NIM) 3.74%
Yield on Assets 7.07%
Cost of Funds 3.48%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.46%
NPA Ratio 0.06%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 11.59%
Tier 1 Capital 11.59%
Total Capital Ratio 12.17%
Leverage Ratio 11.96%
Loan-to-Deposit 99.62%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required