KEARNY BANK

FAIRFIELD, NJ | Large | Est. Jan. 1, 1884, midnight | FDIC #28765 | RSSD #633378 | FDIC
Latest Report: 2025-12-31

KEARNY BANK is aln large FDIC-insured commercial bank headquartered in FAIRFIELD, NJ, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $7.6B and total deposits of $5.7B. Profitability stands at 0.50% ROA and 5.38% ROE, with a net interest margin of 2.16%. The bank's CET1 capital ratio is 13.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 6.75%. FDIC Certificate #28765.

Assets

$7.6B

Deposits

$5.7B

Loans

$5.8B

Equity

$715M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 5.38%
Net Interest Margin (NIM) 2.16%
Yield on Assets 4.61%
Cost of Funds 2.97%

Asset Quality

NPL Ratio 0.89%
Net Charge-Off Ratio 0.04%
Texas Ratio 6.75%
NPA Ratio 0.67%
ACL / Loans 0.78%

Capital & Liquidity

CET1 Ratio 13.79%
Tier 1 Capital 13.79%
Total Capital Ratio 14.75%
Leverage Ratio 8.86%
Loan-to-Deposit 100.45%

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