BanksKEARNY BANK

KEARNY BANK

FAIRFIELD, NJLargeEst. Jan. 1, 1884, midnightFDIC #28765RSSD #633378FDIC
Latest · 2025-12-31

KEARNY BANK is an FDIC-insured commercial bank headquartered in FAIRFIELD, NJ, established in Jan. 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $7.6B and total deposits of $5.7B. Profitability stands at 0.50% ROA and 5.38% ROE, with a net interest margin of 2.16%. CET1 capital ratio: 13.79%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 6.75%. Operates 43 domestic branches.

Assets
$7.6B
Deposits
$5.7B
Loans
$5.8B
Equity
$715M

Profitability

Return on Assets (ROA)0.50%
Return on Equity (ROE)5.38%
Net Interest Margin2.16%
Yield on Assets4.61%
Cost of Funds2.50%

Asset Quality

NPL Ratio0.89%
Net Charge-Off Ratio0.04%
Texas Ratio6.75%
NPA Ratio0.67%
ACL / Loans0.78%

Capital & Liquidity

CET1 Ratio13.79%
Tier 1 Capital13.79%
Total Capital Ratio14.75%
Leverage Ratio8.86%
Loan-to-Deposit100.45%

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