HENDRICKS COUNTY BANK AND TRUST COMPANY

BROWNSBURG, IN | Small | Est. Jan. 1, 1908, midnight | FDIC #13111 | RSSD #633640 | FED
Latest Report: 2025-12-31

HENDRICKS COUNTY BANK AND TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in BROWNSBURG, IN, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $235M and total deposits of $215M. Profitability stands at 0.55% ROA and 6.71% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 8.35%. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 1.85%. FDIC Certificate #13111.

Assets

$235M

Deposits

$215M

Loans

$141M

Equity

$20M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 6.71%
Net Interest Margin (NIM) 4.32%
Yield on Assets 5.78%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.71%
Texas Ratio 1.85%
NPA Ratio 0.17%
ACL / Loans 1.26%

Capital & Liquidity

CET1 Ratio 8.35%
Tier 1 Capital 8.35%
Total Capital Ratio 8.77%
Leverage Ratio 9.80%
Loan-to-Deposit 65.83%

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