WALPOLE CO-OPERATIVE BANK

WALPOLE, MA | Medium | Est. Jan. 1, 1912, midnight | FDIC #26487 | RSSD #63573 | FED
Latest Report: 2025-12-31

WALPOLE CO-OPERATIVE BANK is amn medium FDIC-insured commercial bank headquartered in WALPOLE, MA, established in Jan. 1, 1912, midnight. As of 2025-12-31, the bank reported total assets of $637M and total deposits of $502M. Profitability stands at 1.00% ROA and 5.37% ROE, with a net interest margin of 3.77%. The bank's CET1 capital ratio is 18.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 1.56%. FDIC Certificate #26487.

Assets

$637M

Deposits

$502M

Loans

$539M

Equity

$120M

Profitability

Return on Assets (ROA) 1.00%
Return on Equity (ROE) 5.37%
Net Interest Margin (NIM) 3.77%
Yield on Assets 6.13%
Cost of Funds 2.68%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio --
Texas Ratio 1.56%
NPA Ratio 0.31%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 18.77%
Tier 1 Capital 18.77%
Total Capital Ratio 19.71%
Leverage Ratio 18.66%
Loan-to-Deposit 107.28%

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