PENTUCKET BANK

HAVERHILL, MA | Large | Est. Jan. 1, 1891, midnight | FDIC #90208 | RSSD #635907 | FDIC
Latest Report: 2025-12-31

PENTUCKET BANK is aln large FDIC-insured commercial bank headquartered in HAVERHILL, MA, established in Jan. 1, 1891, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $880M. Profitability stands at 0.36% ROA and 3.49% ROE, with a net interest margin of 2.79%. The bank's CET1 capital ratio is 10.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.71% and a Texas Ratio of 5.09%. FDIC Certificate #90208.

Assets

$1.1B

Deposits

$880M

Loans

$898M

Equity

$115M

Profitability

Return on Assets (ROA) 0.36%
Return on Equity (ROE) 3.49%
Net Interest Margin (NIM) 2.79%
Yield on Assets 5.08%
Cost of Funds 2.38%

Asset Quality

NPL Ratio 0.71%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.09%
NPA Ratio 0.57%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 10.37%
Tier 1 Capital 10.37%
Total Capital Ratio 10.89%
Leverage Ratio 11.29%
Loan-to-Deposit 102.05%

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