MUTUAL SAVINGS ASSOCIATION

LEAVENWORTH, KS | Small | Est. Jan. 1, 1888, midnight | FDIC #29988 | RSSD #636276 | FDIC
Latest Report: 2025-12-31

MUTUAL SAVINGS ASSOCIATION is asn small FDIC-insured commercial bank headquartered in LEAVENWORTH, KS, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $403M and total deposits of $252M. Profitability stands at 1.07% ROA and 4.72% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 30.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 1.32%. FDIC Certificate #29988.

Assets

$403M

Deposits

$252M

Loans

$277M

Equity

$89M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 4.72%
Net Interest Margin (NIM) 3.90%
Yield on Assets 5.96%
Cost of Funds 2.48%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.12%
Texas Ratio 1.32%
NPA Ratio 0.30%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 30.82%
Tier 1 Capital 30.82%
Total Capital Ratio 31.87%
Leverage Ratio 23.44%
Loan-to-Deposit 109.87%

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