FIRST NATIONAL BANK OF DIGHTON, THE

DIGHTON, KS | Micro | Est. May 2, 1888, midnight | FDIC #4654 | RSSD #636753 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF DIGHTON, THE is amn micro FDIC-insured commercial bank headquartered in DIGHTON, KS, established in May 2, 1888, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $62M. Profitability stands at 0.57% ROA and 3.71% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 21.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.58% and a Texas Ratio of 10.43%. FDIC Certificate #4654. The institution operates 1 domestic branch.

Assets

$80M

Deposits

$62M

Loans

$53M

Equity

$13M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 3.71%
Net Interest Margin (NIM) 3.59%
Yield on Assets 5.14%
Cost of Funds 2.61%

Asset Quality

NPL Ratio 2.58%
Net Charge-Off Ratio 0.09%
Texas Ratio 10.43%
NPA Ratio 1.72%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 21.65%
Tier 1 Capital 21.65%
Total Capital Ratio 22.90%
Leverage Ratio 16.15%
Loan-to-Deposit 85.68%

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