INDEPENDENT BANK is aln large FDIC-insured commercial bank headquartered in GRAND RAPIDS, MI, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $5.5B and total deposits of $4.8B. Profitability stands at 1.38% ROA and 15.64% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 11.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 6.11%. FDIC Certificate #27811.
Assets
$5.5B
Deposits
$4.8B
Loans
$4.3B
Equity
$491M
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